Thanksgiving in Hawaiʻi brings families and friends together for celebrations filled with food, gratitude, and local traditions. Whether you're hosting a backyard potluck-style feast or gathering indoors around the TV for the big game, the holiday creates special memories that we ...

Insurance fraud happens when someone intentionally lies or hides facts to get insurance coverage or money they do not deserve [1]. Many people think fraud only hurts big insurance companies. That is not true. Every time someone commits fraud in Hawaiʻi, it makes insurance more ex ...

Car accidents happen when you least expect them: during your daily commute, while running errands, or on an otherwise ordinary day. One moment you're driving normally, and the next, you're dealing with an unexpected collision that changes everything in an instant. What you do in ...

Disclaimer: This article provides general information about Hawaiʻi's Workers' Compensation Law based on the "Highlights of the Hawaiʻi Workers' Compensation Law" pamphlet published by the Hawaii Department of Labor and Industrial Relations, Disability Compensation Division. This ...

Nobody expects their insurance claim to be denied. Understanding why claims get rejected helps you avoid these problems and know your options when denials happen.  The Top Reasons Claims Get Rejected Your Policy Doesn't Cover It: Every insurance policy specifies what it covers an ...

Misclassifying employees as independent contractors can result in expensive legal and financial penalties, especially when workplace injuries occur without proper Workers' Compensation insurance.  Hawaiʻi's culture of helping friends and family can create unexpected workplace iss ...

What Is Inland Marine Insurance? The term "inland marine" insurance can be misleading. Despite the name, it covers business equipment on land, not water. The terminology originates from historical shipping practices. Merchants once relied on marine insurance to protect cargo duri ...