Personal Insurance
Our personal insurance options are designed to give you peace of mind, whether you’re safeguarding your family’s future, protecting your property, or preparing for life’s unexpected events. With local expertise and personalized service, we make it easy to find coverage that fits your needs.
Choose auto coverage that fits you and your vehicle, backed by a company Hawai'i trusts. Island’s auto includes essential protections like liability, personal injury, collision, and more, plus enhanced options when you need extra coverage.
Homeowners insurance built for Hawai'i homes and families. Protect your property from theft, fire, and more with coverage for your dwelling, belongings, and additional structures. Stay covered with liability protection for injuries or damages that happen on your property.
Condo insurance tailored for Hawai'i living. Protect your unit and belongings from theft, fire, and more with coverage for renovations, personal property, and temporary housing.
Stay prepared with liability protection for injuries or damages that occur in your home.
Protect your rental property from fire, vandalism, and more. Coverage includes liability for injuries, plus loss of rental income if your unit becomes uninhabitable due to a covered loss.
We help protect your belongings within your rental unit from theft, fire, and more. We also cover temporary housing and liability. For less than $1 a day, it’s peace of mind for you and your loved ones.
Umbrella insurance gives you extra liability coverage beyond your auto and home policies. If a serious accident leads to costly injuries or property damage, and your existing coverage runs out, an umbrella policy helps protect your savings, home, and future income. It’s a smart way to stay prepared for life’s bigger risks.
Island Package Bundle – Bundle and save. Combine your auto policy with home, condo, or renters insurance and get up to 10% off. Restrictions and exclusions may apply.
Hurricane and Flood Insurance – Be ready for hurricane and flood season in Hawai'i. Standard homeowners, condo, and renters policies don’t cover hurricane or flood damage. Separate policies are available to help protect your home and belongings from these risks. Contact an independent insurance agent to help you explore coverage options through trusted providers.
Benefits and Group Rates – We offer special group rates for select organizations, including the dedicated educators of the Hawaii State Teachers Association. Some policies may also include renewal credits and identity theft resolution assistance. To learn more about available benefits, contact your independent insurance agent.
Our network of independent insurance agency partners is here to help you find coverage that fits your needs. Connect with a trusted local agent to get started.
