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Claims Resources
Filing a Property Damage Claim in Hawai'i: Tips for Success
Property damage hits Hawai'i residents every year in countless ways: strong winds damage roofs, flash floods inundate garages, aging pipes burst and flood apartments, or trees crash through windows du
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Business Insurance
Commercial Umbrella Insurance: When Basic Coverage Isn’t Enough
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Community Corner
Simple Steps for a Safer Thanksgiving
Thanksgiving in Hawaiʻi brings families and friends together for celebrations filled with food, gratitude, and local traditions. Whether you're hostin
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Tools & Resources
The Real Cost of Insurance Fraud: What Hawaiʻi Residents Should Know
Insurance fraud happens when someone intentionally lies or hides facts to get insurance coverage or money they do not deserve [1]. Many people think f
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Claims Resources
Your Complete Guide to Handling a Car Accident in Hawaiʻi: From Scene to Claim
Car accidents happen when you least expect them: during your daily commute, while running errands, or on an otherwise ordinary day. One moment you're
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Claims Resources
Why Was My Insurance Claim Denied? Unpacking Common Insurance Claim Rejections
Nobody expects their insurance claim to be denied. Understanding why claims get rejected helps you avoid these problems and know your options when denials happen. The Top Reasons Claims Get Rejected Your Policy Doesn't Cover It: Every insurance policy specifies what it covers an
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Business Insurance
Hawaiʻi Employer’s Guide to Navigating Workers’ Compensation Claims
Misclassifying employees as independent contractors can result in expensive legal and financial penalties, especially when workplace injuries occur without proper Workers' Compensation insurance. Hawaiʻi's culture of helping friends and family can create unexpected workplace iss
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Business Insurance
Inland Marine Insurance: Essential Protection for Hawaiʻi's Mobile Business Assets
What Is Inland Marine Insurance? The term "inland marine" insurance can be misleading. Despite the name, it covers business equipment on land, not water. The terminology originates from historical shipping practices. Merchants once relied on marine insurance to protect cargo duri
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Business Insurance
Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Starting a business in Hawaiʻi is challenging enough, and navigating the complexities of insurance coverage can feel even more daunting. Hastily selecting your commercial insurance may result in significant coverage gaps that may leave your business vulnerable. Business owners in
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