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Claims Resources
Filing a Property Damage Claim in Hawai'i: Tips for Success
Property damage hits Hawai'i residents every year in countless ways: strong winds damage roofs, flash floods inundate garages, aging pipes burst and flood apartments, or trees crash through windows du
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Business Insurance
Commercial Umbrella Insurance: When Basic Coverage Isn’t Enough
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Community Corner
Simple Steps for a Safer Thanksgiving
Thanksgiving in Hawaiʻi brings families and friends together for celebrations filled with food, gratitude, and local traditions. Whether you're hostin
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Tools & Resources
The Real Cost of Insurance Fraud: What Hawaiʻi Residents Should Know
Insurance fraud happens when someone intentionally lies or hides facts to get insurance coverage or money they do not deserve [1]. Many people think f
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Claims Resources
Your Complete Guide to Handling a Car Accident in Hawaiʻi: From Scene to Claim
Car accidents happen when you least expect them: during your daily commute, while running errands, or on an otherwise ordinary day. One moment you're
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Personal Insurance
Breaking Down Your Personal Auto Policy: Terms Every Driver Should Know
If you’re a Hawai'i resident with a vehicle, having auto insurance is required by law. You have auto insurance, but what does everything mean? Understanding your auto insurance policy can help you make better decisions about your coverage to keep you adequately protected on the r
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Personal Insurance
Optional Auto Coverages That Offer Extra Protection in Hawai'i
Hawai'i law requires all vehicle owners to carry minimum auto insurance coverage [1]. These mandated coverages address basic needs, but they have limits. Optional coverages fill the gaps. For more information about Hawai'i's required auto insurance minimums, see our article.This
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Personal Insurance
Hawai'i’s Personal Injury Protection (PIP) Benefits Explained
Understanding Hawai'i's No-Fault InsuranceHawai'i law mandates that all drivers carry Personal Injury Protection (PIP) coverage. If you drive without proper insurance identification in your car, you'll face tickets and fines under state law [1]. Under Hawaii Revised Statutes Sect
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Personal Insurance
Flood, Hurricane, and Earthquake Insurance in Hawai'i: Are You Covered?
Natural Risks in Hawai'iOwning a home in Hawai'i means living with natural hazards. Floods in Hilo, hurricanes on Oahu, and earthquakes on Hawai'i Island remind us that disasters can strike at any time and at any place in the state. Standard homeowners insurance does not cover th
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